.stats-grid,
.sectores-grid,
.products-row,
.personal-bottom,
.aseg-content,
.offices-grid,
.stmt-inner,
.cob-inner {
  display: grid;
}

.stats-grid      { grid-template-columns: repeat(4, 1fr); gap: 18px; }
.sectores-grid   { grid-template-columns: repeat(4, 1fr); }
.products-row    { grid-template-columns: repeat(7, 1fr); }
.personal-bottom { grid-template-columns: 1fr auto; gap: 60px; }
.aseg-content    { grid-template-columns: 1fr auto; gap: 60px; align-items: start; }
.offices-grid    { grid-template-columns: repeat(3, 1fr); gap: 14px; }
.stmt-inner      { grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.cob-inner       { grid-template-columns: 1fr 1.3fr; gap: 60px; align-items: start; }

@media (max-width: 1399.98px) {
  :root { --pad: 56px; }
}

@media (max-width: 1199.98px) {
  :root { --pad: 40px; }

  .stats-grid   { grid-template-columns: repeat(2, 1fr); gap: 14px; }
  .products-row { grid-template-columns: repeat(4, 1fr); }
  .aseg-content { grid-template-columns: 1fr; gap: 28px; }
  .aseg-badge   { flex-wrap: wrap; }
}

@media (max-width: 991.98px) {
  :root { --pad: 32px; }

  .stmt-inner            { grid-template-columns: 1fr; gap: 32px; padding-bottom: 52px; }
  .stmt-right            { align-items: flex-start; }
  .stmt-right p          { text-align: left; }
  .cob-inner             { grid-template-columns: 1fr; gap: 36px; }
  .personal-bottom       { grid-template-columns: 1fr; gap: 36px; }
  .dif-grid              { grid-template-columns: 1fr; }
  .dif-card              { padding: 36px var(--pad); }
  .dif-card:nth-child(odd) { border-right: none; }
  .dif-title             { white-space: normal; }
  .timeline-spine        { display: none; }
  .tl-row                { display: block; margin-bottom: 14px; padding: 0 var(--pad); }
  .tl-dot-wrap           { display: none; }
  .tl-card-right,
  .tl-card-left          { display: block; }
  .tl-empty              { display: none; }

  .footer-copy { display: none; }
  .footer-copy-2 { display: block; }

  .hero-logo-row img{width: 100px;}

}

@media (max-width: 767.98px) {
  :root { --pad: 20px; }

  #main-nav       { padding: 18px 20px; align-items: center; }
  .nav-toggle     { display: flex; }
  .nav-links {
    position: fixed; inset: 0;
    background: rgba(13, 31, 45, 0.97);
    flex-direction: column; align-items: center; justify-content: center;
    gap: 24px; opacity: 0; pointer-events: none;
    transition: opacity 0.3s var(--ease);
    z-index: 150; margin-right: 0;
  }
  .nav-links.open { opacity: 1; pointer-events: all; }
  .nav-links li   { margin-bottom: 0; }
  .nav-links a    { font-size: 22px; }

  .hero-logo-row img{width: 80px;}

  #stats          { padding: 36px var(--pad); }
  .stats-grid     { grid-template-columns: repeat(2, 1fr); gap: 10px; }

  #statement      { padding: 52px var(--pad) 0; }
  .windmills      { height: 140px; }

  #hacemos        { padding: 52px 0 60px; }
  .hacemos-header { padding: 0 var(--pad) 48px; }
  .hacemos-title  { text-align: center; }

  #coberturas     { padding: 60px var(--pad); }

  #sectores       { padding: 56px var(--pad); }
  .sectores-grid  { grid-template-columns: repeat(2, 1fr); }

  #personal       { padding: 52px var(--pad) 60px; }
  .products-row   { grid-template-columns: repeat(3, 1fr); gap: 8px; }

  #aseguradoras   { padding: 52px var(--pad) 60px; }
  .aseg-content   { grid-template-columns: 1fr; gap: 24px; }
  .aseg-badge     { position: static; margin-top: 32px; flex-wrap: wrap; }

  #hablemos       { padding: 60px var(--pad) 52px; }
  .offices-grid   { grid-template-columns: 1fr; gap: 12px; }

  footer          { flex-direction: column; align-items: flex-start; }
  .footer-links   { gap: 16px; }
}

@media (max-width: 575.98px) {
  .stats-grid    { grid-template-columns: 1fr 1fr; gap: 8px; }
  .stat-card     { padding: 24px 16px; }
  .stat-num      { margin-bottom: 32px; }

   .hero-logo-row img{width: 60px;}

  .sectores-grid { grid-template-columns: 1fr 1fr; }

  .products-row  { grid-template-columns: repeat(2, 1fr); gap: 8px; }

  .hero-logo-row { gap: 10px; }

  .dif-title {
    white-space: normal;
    font-size: clamp(32px, 9vw, 52px);
    word-break: break-word;
  }

  .btn-outline {
    white-space: normal;
    text-align: center;
    font-size: 11px;
    padding: 10px 16px;
  }

  .big-num {
    margin-right: 0;
    font-size: clamp(56px, 18vw, 100px);
  }
  .big-plus {
    font-size: clamp(56px, 18vw, 100px);
  }
  .big-desc {
    position: static;
    margin-top: 12px;
    font-size: clamp(12px, 3.5vw, 16px);
    max-width: 100%;
    padding-bottom: 0;
  }
  .big-stat {
    flex-wrap: wrap;
    align-items: flex-start;
  }
  
  .sector-cell{padding: 18px 10px;}

  .personal-bottom { gap: 24px; }

  .aseg-badge  { position: static; margin-top: 24px; }

  .footer-links { flex-direction: column; gap: 10px; }

  #hacemos      { padding: 40px 0 48px; }
  .hacemos-header { padding: 0 var(--pad) 32px; }

  #hablemos     { padding: 48px var(--pad) 40px; }

  .carousel-track { gap: 32px; }
}


html {
  scroll-snap-type: y proximity;
  scroll-padding-top: 96px;
}
main > section,
.gradient-wrap > section {
  scroll-snap-align: start;
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
  .reveal, .reveal-l, .reveal-r { opacity: 1; transform: none; }
  .carousel-track { animation: none; }
  html { scroll-snap-type: none; }   /* sin snap si se pidió menos movimiento */
}